Crypto payments that land in your wallet.
PayOwl gives every customer a deposit address and forwards each payment straight to your own wallet. No signup, no custody, one simple fee.
0x93d9…E2DF → your wallet{ "pending": 0, "value_forwarded_coin": "24.75" }
How it works
Three steps. No account.
- 1
Request an address
One HTTPS request with your wallet and a callback URL.
- 2
Your customer pays
From any wallet or exchange. We watch the chain for you.
- 3
It lands in your wallet
Forwarded minus 1% once final, and your server is notified.
Why PayOwl
Built so we can't hold your money.
Non-custodial by design
Every deposit address is a small smart contract with your wallet built in. It can only forward to you, even if PayOwl disappeared.
🔒 Fixed forever. Not even we can redirect it.
No signup
No account, no API key, no KYC to start.
Signed callbacks
RSA-signed, retried until your server confirms.
Addresses & invoices
Permanent top-up addresses, or invoices priced in USD, EUR and 30 more.
Gas on us
Forwarding gas is covered unless it tops $0.10 per payment.
Wrong network? Recoverable.
The same address works on BSC, Polygon and Base.
USDT, USDC, BNB, POL and ETH on BNB Smart Chain, Polygon and Base.
All cryptocurrencies →For developers
Integrate in an afternoon.
Plain HTTPS and JSON. No SDK, no keys to manage. Copy-paste examples for Node.js, PHP and Python.
# A permanent USDT address for customer 42 curl "https://api.payowl.io/bep20/usdt/static/\ ?customer_id=42&address=0xYourWallet\ &callback=https://yourshop.com/payowl/cb" { "status": "success", "address_in": "0x6033bb13…c51F", "fee_percent": "1.000" }